Pankaj Sharma is a senior business and technology leader with extensive experience across travel tech, fintech, payments, and hospitality. Currently leading the Travel & Hospitality vertical at Rafeeq in Doha, Pankaj is focused on building a full-stack travel ecosystem serving customers across Qatar and the GCC. His career spans leadership roles in product strategy, sales, and account management at organisations including PayTabs Global, Expedia, Lazada Group (Alibaba Group), American Express, The Oberoi Hotels & Resorts, and Jet Airways. He is also the Co-Founder of FinSolutions, a consulting practice focused on payments and technology projects. Pankaj brings expertise in business model alignment, digital transformation, payments, cross-functional collaboration, process improvement, and scalable technology solutions.